“Not much changes in banking in the UK.”

So says an article by Wired. When Antony Jenkins spoke at Russam GMS last summer, he reminded us that back in the late 60s, the first ATM was a Barclays ATM in Enfield and decades later he was one of the big drivers of contactless technology. But with Open Banking and mobile technology, what can we see happening in the next year within the banking industry?

Is Monzo the Facebook of Banking?

The speed and ease of use Monzo offers are impressive, there is a problem – it’s not making money. [The Guardian]

What is Open Banking and PSD2? Wired Explains

Open Banking (aka PSD2) forces the nine biggest UK banks to open up their precious data, which could mean big changes for the way we bank. [Wired]

How UBS Became Home to Half the World’s Billionaires

On some level, UBS operates like Tinder. [Bloomberg]

What’s Going On in Banking 2018? Warning Signs From the Exec Suite

Now in its fifth year, Cornerstone Advisors’ annual What’s Going On in Banking study surveys senior executives at community-based financial institutions (assets $500 million to $40 billion) to understand their outlooks, concerns, priorities, and technology plans for the coming year. [The Financial Brand]

What expectations do you have for the future of banking? Comment below.